There was recently many cases and reports of rampant aggressive money-lending activities here and Malaysia .In fact just few days ago in the New Paper , there were snapshots of Ah Longs putting "promo pamphlets" in the loos in Genting Highland... call them Ah Loos from now on . These people knew where to find customers - get to the basic needs of the lot . Its a numbers game ...
Actually since some years back, such activities were already observed . I was in Genting for holidays , and these stickers were already present in abundance.
In Singapore, its also rampant - at bus stops, walkways, HDB blocks, etc etc etc . Low interest, high capital .... can use CPF ... or ... use your name to get handphone and line & sell it then ..up to $2000 in cash ... blah blah blah.. not to mention ads for shady acts to such lengths . There was even a movie dedicated to it in Singapore - imagine that !
Are there any checks on such activities ? If yes , who does it ? And if so , what actions are taken?
Why is it so rampant ? Are there many demands for such trade ? Is it legal or illegal ? Why are the ads still intact on bustops after so many months ?
I think someone or organisation must REALLY address this issue . Its a virus, and if not controlled and eliminated , will spiral our of control ... just like Ah Long activities which had to be highlighted and clamped in recent years as they are becoming out of control.
What do you plan to do ? Ignore or act ?
How about the borrowers ? Does anyone try to study their reasons for such foolish acts ? Surely they only resort to such avenues due to desperation - if not why bother right ? How to tackle such group ? What avenues are open to them ? Why has this problem still exist ?
Society as a whole must be responsible to curb this acts . Its when society does not bind together and are individualistic that such things happens . We live in compact , kueh lapis like flats, sharing walls , ceilings, floor , with others - but it seems we're actually more distant to our neighbours than if we were to live in kampungs .
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